Don't Let Platforms
Freeze Your Revenue
—Stripe
Rules change. Enforcement follows. PlatformPolicy alerts
you before suspensions and terminations hit. Right now,
a policy change is live. You just haven't seen it yet.
No credit card · Setup in 2 minutes
Covering Stripe and PayPal enforcement policies
Merchant of Record Migration
July 2024
Stripe acquired Lemon Squeezy. Your independent platform is now forced into native Managed Payments — 12–18 month signal closing fast.
Merchant of Record Migration
July 2024
Stripe acquired Lemon Squeezy. Your independent platform is now forced into native Managed Payments — 12–18 month signal closing fast.
The Enforcement Gap
When platforms update policies, enforcement follows — days, sometimes weeks later. That window is everything.
What's at stake:
Between a platform publishing a policy update and enforcement action hitting your account.
Platforms can hold funds from 90 to 180 days during account reviews.
Real enforcement cases tracked and analyzed across major payment platforms.
That window is the Enforcement Gap.
Here's how PlatformPolicy closes it.
Closing the Enforcement Gap
From policy change to action plan — so you act before enforcement, not after.
Detect
Policies change across Stripe, PayPal, and covered platforms. We catch them at publication.
Classify
Each change is analyzed against documented enforcement patterns — identified and ranked by severity.
Deliver
Risk brief in your inbox — email, dashboard, or Slack. Within hours.
Account classification is now usage-based, not registration-based. Commercial activity on personal accounts may trigger enforcement actions, including limitations, forced upgrades, or account closure.
Sellers using personal PayPal accounts for business payments risk account limitations and fund holds under the updated terms.
- Verify your account type matches your transaction activity
- Migrate commercial activity to business account
- Review updated User Agreement section on account types
Stripe Updated Its Terms. Did You See It?
$ platformpolicy scan --provider stripe --terms ssa
0Days
Between Stripe updating its terms
and those terms taking effect
Nov 18, 2025
Updated
Mar 1, 2026
Took effect
source: stripe.com/legal/ssa
You had 103 days. Did you know?
We did.
Your Platforms. Covered.
Your revenue runs through Stripe and PayPal. So does your enforcement risk. These are the documents that decide what happens to your account.
Stripe
LiveTerms of Service, Restricted Businesses, Privacy Policy, Connect agreements, and more.
PayPal
LiveUser Agreement, Acceptable Use Policy, Seller Protection, Buyer Protection, and Privacy Policy.
Any of these documents can change tomorrow.
When one does — will you know?
Built for Teams That Depend on Platforms
When platforms you don't control change the rules, your revenue can freeze without warning. Funds get locked. Payouts stop. Revenue stops flowing.
Online Stores
Your checkout is Stripe or PayPal. When it stops, sales stop with it.
SaaS & Subscriptions
Recurring billing depends on uninterrupted processing. A suspension triggers churn you can't win back.
Marketplaces
One hold breaks both sides of your platform. Sellers lose payouts. Buyers lose trust. You lose both.
Creator Platforms
Tips, donations, and creator monetization face frequent policy updates. One shift can pause your entire payout flow.
Any Platform-Dependent Business
If a platform controls how you get paid, approved, or distributed — you have enforcement risk. We help you see it before it hits.
Your team runs the business.
PlatformPolicy covers the policies.
Same Policy Change. Two Outcomes.
One freezes your revenue for months. The other gets the brief before enforcement hits.
Risk brief arrives
Team acts
Revenue flow secured
Rules become enforceable
Rules become enforceable
Payouts paused
Funds held
Revenue stops
Revenue continues
Months to resolve
This isn't hypothetical. It's happening right now.
Pricing that protects your business
Risk visibility is free — with more intelligence available as your platform dependency grows.
Compare plans
Signal
See your risk after it's visible
- Includes
- 1 platform (Stripe or PayPal)
- Up to 3 documents tracked
- Daily automated scanning
- Change summary (what changed)
- Change history (1 preview)
Foresight
Act before enforcement hits
- Everything in Signal, plus
- Up to 2 platforms of your choice
- AI risk analysis + action items
- Business impact assessment
- 1,400+ real enforcement cases
- Weekly Enforcement Digest
- Email, Slack, and Telegram
- Severity threshold filter
Command
Predict and control platform risk
- Everything in Foresight, plus
- Unlimited documents & notifications
- Risk Score (0–100) with trend
- Predictive signals with confidence
- Cross-platform pattern detection
- Custom alert rules (Coming Q3)
- Team access — up to 5 seats (Coming Q3)
- CSV/JSON export + REST API
- Priority support + onboarding
- All current + future platforms included
Common Questions
PlatformPolicy is an early warning system that alerts businesses before payment platforms like Stripe and PayPal enforce policy changes that can lead to account freezes, fund holds, or suspensions. Alerts are delivered in plain English via email and, on higher tiers, Slack and API.
Most platforms rely on automated enforcement systems that trigger when risk thresholds are crossed or policies are violated. Updates to those rules often happen quietly, without direct notice to merchants, and enforcement can follow weeks later — creating a blind spot most teams miss.
Each alert answers two questions: "What Changed" (the specific policy update and when it takes effect) and "What Now" (how it may affect your business type, plus concrete steps to reduce risk based on historical enforcement patterns).
At launch, PlatformPolicy focuses on Stripe and PayPal, with additional processors such as Square, Braintree, and others being added over time. Coverage expands as enforcement data and demand from customers grow.
Neither. PlatformPolicy is risk intelligence. It surfaces enforcement risk signals from policy changes and historical patterns so you can act early. It does not replace legal counsel or full compliance programs.
Yes. You can start with Stripe enforcement risk alerts for free, with no credit card required. Paid plans unlock additional platforms, Slack delivery, and API access as your risk surface and team complexity increase.
Don't Rely on Hope. Get Early Visibility.
Know what changed. Know what now. Before platforms enforce.