How PlatformPolicy Works
From policy change to risk brief — within hours, not weeks.
The Problem
Stripe, PayPal, and other payment platforms update their policies on their own schedule. Some changes are cosmetic. Others shift how they define risk, which businesses get restricted, and when funds get frozen.
There's a window between when a policy changes and when enforcement starts. That window is your only chance to act.
This isn't theoretical. In November 2025, Stripe updated its Services Agreement. The changes took effect 103 days later. That was the window.
PlatformPolicy makes sure you know it's open.
How We Close the Gap
Detect
We surface enforcement-relevant changes across Stripe, PayPal, and covered platforms the moment they’re published — terms of service, acceptable use policies, restricted business lists, reserve and dispute documentation. If it changes, we catch it.
Classify
Not every edit matters. We filter out formatting updates and cosmetic rewrites. What we flag are changes that have historically preceded enforcement action: expanded platform discretion to freeze or restrict accounts, new or reclassified restricted categories, shifted definitions of high-risk activity, and tightened verification or reserve requirements. Each change is assessed against documented enforcement patterns and ranked by severity.
Deliver
You get a structured risk brief — what changed, what it means for enforcement, and where your exposure may increase. Delivered via email, Slack, Telegram, or dashboard. Within hours of publication.
Inside a Risk Brief
Stripe · Restricted Businesses · 2 hours ago
Added "AI-generated content services" and "synthetic media platforms" to the list of restricted business categories. Existing businesses have 30 days to demonstrate compliance.
If your business uses AI to generate content for customers, you may need to review your Stripe account status and prepare documentation demonstrating compliance with the new policy.
- Review your business category in Stripe Dashboard
- Prepare compliance documentation within 30 days
- Contact Stripe support if your category is affected
Every brief is built around four questions:
What Changed
The specific policy language that was updated, with a direct link to the source document.
What It Means
Our assessment of enforcement relevance, grounded in 1,400+ documented enforcement events across major payment and monetization platforms.
Who Is Exposed
The business models and categories most likely to feel the impact.
The Window
When the change takes effect and how much time you have before enforcement is likely to follow.
One brief. A few minutes to read. Enough to know where you stand.
Where PlatformPolicy Fits
PlatformPolicy doesn't replace your legal counsel, your compliance process, or your relationship with your payment platform.
It's the part that was missing: the early signal that tells you when the rules are shifting — before you hear about it from your processor's risk team.
Platforms set the rules. You decide how to respond. We make sure you see the change before it becomes a problem.
Start Before Enforcement Does
Make better decisions — before platforms make them for you.
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